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Finances

As the club manager you are also responsible for your team's finances. You pay the expenses and collect the income at the weekly update. You can see the exact time this happens in your league on the Local Schedule page. If for example you buy a player for 10 000 US$ the player is accessible immediately, and your "new signings" entry is increased by 10 000 US$.

Revenues and expenses

On the finances page you can see your budget for this week and last week's financial status. This is what the entries mean:

Revenue

Match takings: Your income from league matches at home and mid-week matches. See Chapter 10 'The Stadium' for more information on crowd income.

Sponsors: Each week you get a sum of money from your sponsors. Check the 'Fans and sponsors' chapter for more info

Player sales: Whenever you sell a player, the income ends up here. See the 'Transfers' chapter for more info.

Commission: If you receive any money for being the previous club or mother club of a player, it will show here. See the 'Transfers' chapter for more info.

Other: Any other income is accumulated here, such as membership fees from fans and prize money.

Expenses

Wages: Each week you pay your players' salaries. For each player you pay 250 US$ plus a certain amount based on his skills and age. You pay 20% extra for players who are playing abroad.

Stadium maintenance: The weekly cost for running and servicing your stadium. See chapter 10 'The Stadium' for more info.

Stadium building: Construction or removal costs if you alter your stadium.

Staff: Each staff member costs you between 1 020 US$ and 33 840 US$ per week, depending on the level of the staff member (1 to 5) and the contract's length (1 to 16 weeks).

Youth scouting: The weekly costs for your youth academy, or the weekly investment in your scouting network.

New signings: Your costs for buying new players from the transfer market appear here. See the 'Transfers' chapter for more info.

Other: The remaining costs are accumulated here, such as firing staff and promoting players to your senior team.

Interest: If you're in debt you will have to pay some interest.

Cash funds and Board reserves

The Board limits the money available in cash to the manager for expenses such as salaries, player transfer fees, or stadium projects. Any assets beyond this working capital will be reserved by the Board to ensure the future stability of the Club. If needed, the Board will release money from the reserves into the working capital, but only at a measured rate.

The Financial Director, who you can hire for your staff, can increase both the working capital and the rate of return from the cash reserves.

Debts and bankruptcy

There's nothing to keep you from spending money even if your balance is zero. You can run a small debt and still spend money on for example buying players or hiring a coach. Once you hit 200 000 US$ in debt your options to spend are limited. You then still have a line of credit of up to 500 000 US$ at the bank. Whenever you go into red, be prepared to pay some heavy interest on your borrowed money. If you run up debts amounting to 500 000 US$ you'll be given a bankruptcy warning. If you do not return your balance to within the 500 000 US$ debt limit within two weeks of your bankruptcy warning, you will be forced to leave the Hattrick series system! Note that if a team has players for sale with bids enough to reach the "safe zone" or the team has plenty of cash on the board reserves, the team will not go bankrupt.

 
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